The Buying Process:
Buying a home is incredibly exciting and rewarding. There are several steps you will need to go through to purchase a property:
Speak to your local Rothbury Mortgage Broker or to your bank to find out what the criteria is for buying a home. They will take you step by step through a process which will determine how much deposit you will require, how much you can borrow and what the repayments will be. Click here to find your nearest broker
If you have a property to sell, now is the time to get an EVES salesperson around to give you an idea of market value of your home.
Define the most important things you want in a new property. There will be some things that are non negotiable such as the minimum number of bedrooms you require, what sort of garaging you need and the location or the size of the section. There will be other things that you would “like” in a home but that if they weren’t there it wouldn’t be the end of the world. Make this list as specific as you can so your salesperson will get a good feel about what things really matter to you.
Make contact with a real estate salesperson from EVES. Give them a clear description of what you are looking for. Remember people often buy a home slightly different to their original criteria. This happens as they become conditioned to the market place and what they can and can’t buy for their money. You need to prepare for this happening to you too.
Look through local publications and on websites for properties you may be interested in. Make contact with your agent to view. Start visiting open homes to not only find “the right” property but also to get a feel for value. Remember, open homes are available to everyone so if you do find something that interests you, feel free to ask for a private viewing outside of open home time so you may take your time going through the home.
A useful tool when viewing homes is to create a questionnaire based on the things you have identified as important to you. Have a checklist for each property and make comments at the bottom to assist you to remember each property you looked at. It may also be useful to operate a “rating system” where you rate the home out of 10 for suitability and appeal.
Do not hesitate to view a home several times before you make an offer.
Happy house hunting!